CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Baptist Hospital

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $40
Cash Discount Price: $10
vs. Medicare Baseline: 0.18x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Baptist Hospital is $40. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $10. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.18x the Medicare baseline. Located in 123 Baptist Way, Pensacola, FL.

Cash / Self-Pay

$10

Average discount available for prompt cash payment at this facility.

Insurance Median

$40

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $10 (4%)

Insurance Median: $40 (18%)

Cash: $10 (4% of Medicare)

Ins. Median: $40 (18% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Pensacola	$4 - $31	2%
Fl Blue	$5 - $306	2%
UnitedHealthcare	$7 - $2,100	3%
Bc Fl	$8 - $64	4%
Hospice Regency	$8 - $62	4%
Aetna	$9 - $214	4%
Cigna	$12 - $205	5%
Hospice Emerald Coast	$12 - $102	5%
Escambia	$15 - $123	7%
Private Healthcare	$16 - $133	7%
Uwf Athletes	$16 - $133	7%
First Health	$17 - $142	8%
Wc Corvel	$18 - $195	8%
Choicecare	$19 - $154	8%
Mh Choicecare	$19 - $154	8%
Multiplan	$22 - $182	10%
Humana	$25 - $205	11%
Mh Wellcare	$25 - $205	11%
Cha Health Plan	$37	17%
Mh Sunshine Mcaid	$39	17%
Staywell	$39	17%
Sunshine Health	$39	17%
Fl Community Care Ltc	$40	18%
Simply Healthcare Healthy Kids	$43	19%
Hospice Covenant	$204	91%
Medicare (plans)	$204	91%
Healthspring Of Fl Al	$210	94%
Wellcare	$214	96%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $10.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.