CMS Price Transparency Data

CT scan, sinuses

Facility: Baptist Hospital

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $901
Cash Discount Price: $904
vs. Medicare Baseline: 8.44x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at Baptist Hospital is $901. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $904. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 8.44x the Medicare baseline. Located in 123 Baptist Way, Pensacola, FL.

Cash / Self-Pay

$904

Average discount available for prompt cash payment at this facility.

Insurance Median

$901

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $904 (846%)

Insurance Median: $901 (844%)

Cash: $904 (846% of Medicare)

Ins. Median: $901 (844% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 844% of the Medicare baseline (a markup of 744%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$68 - $4,398	64%
Cha Health Plan	$68	64%
UnitedHealthcare	$68 - $1,900	64%
Humana	$72 - $109	67%
Mh Sunshine Mcaid	$72	67%
Staywell	$72	67%
Sunshine Health	$72	67%
Fl Community Care Ltc	$73	68%
Simply Healthcare Healthy Kids	$79	74%
Hospice Covenant	$107	100%
Medicare (plans)	$107	100%
Healthspring Of Fl Al	$110	103%
Mh Wellcare	$112	105%
Wellcare	$112	105%
Fl Blue	$160 - $1,684	150%
Uwf Athletes	$330 - $3,916	309%
Pensacola	$904	846%
Bc Fl	$1,212	1135%
Wc Corvel	$1,786 - $5,724	1672%
Hospice Regency	$1,808	1693%
Cigna	$2,862 - $6,025	2680%
Hospice Emerald Coast	$3,012	2820%
Escambia	$3,615	3385%
Private Healthcare	$3,916	3666%
First Health	$4,187	3920%
Choicecare	$4,519	4231%
Mh Choicecare	$4,519	4231%
Multiplan	$5,362	5020%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $904.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.