CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Baptist Hospital

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $136
Cash Discount Price: $44
vs. Medicare Baseline: 1.43x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Baptist Hospital is $136. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $44. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 1.43x the Medicare baseline. Located in 123 Baptist Way, Pensacola, FL.

Cash / Self-Pay

$44

Average discount available for prompt cash payment at this facility.

Insurance Median

$136

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $44 (46%)

Insurance Median: $136 (143%)

Cash: $44 (46% of Medicare)

Ins. Median: $136 (143% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$31 - $223	33%
Pensacola	$42 - $46	44%
Fl Blue	$58 - $122	61%
UnitedHealthcare	$70 - $81	74%
Hospice Regency	$83 - $92	87%
Uwf Athletes	$83 - $198	87%
Bc Fl	$86 - $95	90%
Wc Corvel	$121 - $290	127%
Cigna	$132 - $305	139%
Hospice Emerald Coast	$139 - $152	146%
Escambia	$167 - $183	175%
Private Healthcare	$181 - $198	190%
First Health	$193 - $212	203%
Choicecare	$208 - $229	219%
Mh Choicecare	$208 - $229	219%
Multiplan	$247 - $271	259%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $44.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.