CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: North Okaloosa Medical Center

Billing Code: 94640 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$124

about 0.6× the $224 Medicare rate · typically $66–$231

modeled estimate · not a bill or quote

What this hospital charges insurers

$236

Well above the fair price

about $112 over the fair price · 1.1× Medicare

Medicare pays $224 Fair price $124 This hospital $236 Cash price $135 Hospital's list price $604

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $21 Priciest $236

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Breathing treatment (nebulizer) is about $124 (about 0.6× the $224 Medicare rate). North Okaloosa Medical Center charges insurers about $236, or about $135 in cash — well above the fair price. Located in Crestview, FL.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $124. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$41 - $565	18%
Blue Cross Blue Shieldmajor	$225 - $630	101%
Aetnamajor	$225 - $472	101%
Cignamajor	$225 - $491	101%
Humanamajor	$42 - $236	19%
Amerigroup	$41	18%
Oscar Health	$663	296%
Simply Healthcare	$42 - $236	19%
WellCare	$43 - $232	19%
+ 9 smaller / regional plans	$43 - $572

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 135), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 94640.

Insurance Before you use insurance

Call your insurance company to confirm North Okaloosa Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 94640.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at North Okaloosa Medical Center

Compare: Breathing treatment (nebulizer) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.