Inguinal hernia repair
Facility: Santa Rosa Medical Center
Billing Code: 49505 (CPT)
This hospital's typical commercial price is $4,674 compared to the $6,078 fair price benchmark.
4-Star CMS clinical quality rating paired with 0.77× fair market pricing.
Highest price of the 9 FL hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.
A fair price for a Inguinal hernia repair is about $6,078 (about 1.7× the $3,658 Medicare rate). Santa Rosa Medical Center charges insurers about $4,674, or about $9,818 in cash — below the fair price — a good deal. Located in Milton, FL.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $3,679 - $12,698 | 101% |
| Blue Cross Blue Shieldmajor | $3,679 - $26,302 | 101% |
| Aetnamajor | $3,679 - $36,720 | 101% |
| Cignamajor | $3,679 - $14,793 | 101% |
| Humanamajor | $2,576 - $3,679 | 70% |
| Ambetter (Centene) | $8,936 | 244% |
| Molina | $2,827 | 77% |
| Oscar Health | $11,270 | 308% |
| WellCare | $2,627 - $3,863 | 72% |
| + 5 smaller / regional plans | $2,877 - $32,727 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Santa Rosa Medical Center
Compare: Inguinal hernia repair at other FL hospitals
- Northwest Florida Community Hospital · Chipley $375
- H. Lee Moffitt Cancer Center and Research Institute Hospital, Inc. · Tampa $550
- Larkin Community Hospital Palm Springs Campus · Hialeah $651
- Sarasota Memorial Hospital · Sarasota $659
- Doctors Memorial Hospital Inc · Perry $700
- Larkin Community Hospital · South Miami $729
- Cleveland Clinic Hospital · Weston $965
- Cleveland Clinic Indian River Hospital · Vero Beach $1,735
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Santa Rosa Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $23,760
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $23,760).
Self-Pay Cash Rate ($9,818) Beats Your Bill
Santa Rosa Medical Center's published 45 CFR § 180 self-pay cash rate is $9,818 (vs. $4,674 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $6,078 Fair BaseRate ($3,658 Medicare)
Your bill ($65,455) is $59,377 above the denoised Fair BaseRate ($6,078) and 17.9× the $3,658 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.