CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Baptist Medical Center - Nassau

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97530
  • Insurance Median: $93
  • Cash Discount Price: $155
  • vs. Medicare Baseline: 2.65x Medicare
The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Baptist Medical Center - Nassau is $93. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $155. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 2.65x the Medicare baseline. Located in 1250 S 18Th St, Fernandina Beach, FL.
Cash / Self-Pay
$155

Average discount available for prompt cash payment at this facility.

Insurance Median
$93

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)
Cash / Self-Pay: $155 (442%)
Insurance Median: $93 (265%)
Cash: $155 (442% of Medicare)
Ins. Median: $93 (265% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 265% of the Medicare baseline (a markup of 165%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

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Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amerigroup Of Georgia $22 63%
Daniel Memorial $22 63%
Humana $22 63%
Nassaua County Sheriff'S Office $22 63%
Simply Healthcare Plans $23 - $26 66%
Simply Healthcare Plans - Cha $23 66%
Amerihealth Caritas $24 68%
Florida Community Care $24 - $47 68%
Sunshine State Health Plan $24 68%
United Community Plan $24 68%
Vivida Health $24 68%
Aetna $26 - $200 74%
Molina Healthcare Of Florida $26 74%
Corvel $42 120%
Coventry Workers Comp $42 120%
Community Hospice Of Northeast Florida $45 128%
Pace $45 128%
Tomorrow'S Rainbow $45 128%
UnitedHealthcare $45 - $123 128%
Va Ccn $45 128%
Devoted $47 134%
Upmc $49 140%
Blue Cross Blue Shield $72 - $162 205%
Avmed $80 - $188 228%
Borland Groover $100 285%
Occunet $100 285%
Northeast Florida State Hospital $105 299%
Ambetter / Centene $107 305%
Centivo $110 - $212 314%
Capital Health Plan $115 328%
Geo Group $125 356%
Watchtower $138 393%
Fscj Student Insurance $150 428%
Savannah Grand Of Amelia Island $150 428%
Cigna $155 - $191 442%
Suddath Company $158 451%
Medicaid / KanCare $162 462%
Peach State Health Plan $162 462%
Phcs $188 536%
Evolutions Healthcare $225 642%
Multiplan $225 642%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1250 S 18Th St, Fernandina Beach, FL 32034
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals