CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Baptist Medical Center - Nassau

Billing Code: 95810 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$938

about 1.1× the $877 Medicare rate · typically $644–$1,825

modeled estimate · not a bill or quote

What this hospital charges insurers

$547

Below the fair price — a good deal

about $391 under the fair price · 0.6× Medicare

Medicare pays $877 Fair price $938 This hospital $547 Cash price $5,732 Hospital's list price $9,245

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

A typical price — 3 charge more and 5 charge less, among the 9 FL hospitals compared.

Cheapest $431 Priciest $632

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Sleep study (overnight, in lab) is about $938 (about 1.1× the $877 Medicare rate). Baptist Medical Center - Nassau charges insurers about $547, or about $5,732 in cash — below the fair price — a good deal. Located in Fernandina Beach, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$526 - $4,539	60%
Blue Cross Blue Shieldmajor	$2,681 - $6,009	306%
Aetnamajor	$573 - $7,396	65%
Cignamajor	$5,732 - $7,063	653%
Humanamajor	$478	54%
Ambetter (Centene)	$2,451	279%
Amerigroup	$478	54%
AmeriHealth	$526	60%
AvMed	$2,958 - $6,934	337%
Devoted Health	$1,083	123%
Molina	$569	65%
Simply Healthcare	$502 - $573	57%
UPMC Health Plan	$1,123	128%
+ 18 smaller / regional plans	$478 - $7,858

Government programs also on file: Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 5,732), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 95810.

Insurance Before you use insurance

Call your insurance company to confirm Baptist Medical Center - Nassau is in-network.
Ask your insurer whether prior approval is required for CPT code 95810.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Baptist Medical Center - Nassau

Compare: Sleep study (overnight, in lab) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.