CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: HCA Florida Lake City Hospital

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 451
Insurance Median: $25,962
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.10x Medicare

The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at HCA Florida Lake City Hospital is $25,962. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.10x the Medicare baseline. Located in 340 Nw Commerce Dr, Lake City, FL.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$25,962

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)

Insurance Median: $25,962 (110%)

Ins. Median: $25,962 (110% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$2,374 - $78,075	10%
Avmed	$2,968 - $66,826	13%
Humana	$4,954 - $25,962	21%
United	$5,063 - $71,086	22%
Sunshine State Health Plan	$11,680	50%
Molina Healthcare	$13,318	57%
Hospice Of North Central Fl	$22,253	95%
Wellmed	$24,232	103%
Blue Cross Blue Shield	$24,973 - $105,461	106%
Ultimate Health Plan	$25,221	107%
Aetna	$25,344 - $47,419	108%
Simply	$25,962	110%
American Health Plan	$26,210	112%
Sunshine State	$26,580	113%
Wellcare	$26,580	113%
Oscar	$26,761	114%
Gold Kidney Of Florida	$26,951	115%
Centurion	$27,199	116%
Longevity Health Plan	$27,693	118%
Align Senior Care	$28,435	121%
Florida Complete Care	$28,435	121%
Ndms Definitive Care	$30,908	132%
Evolutions	$52,355	223%
Simply Healthcare	$130,889	557%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 451.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Lake City Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 451.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.