CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Central Florida Lake Monroe Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97535
  • Insurance Median: $45
  • Cash Discount Price: $280
  • vs. Medicare Baseline: 1.39x Medicare
The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Central Florida Lake Monroe Hospital is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $280. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 1.39x the Medicare baseline. Located in 1401 W Seminole Blvd, Sanford, FL.
Cash / Self-Pay
$280

Average discount available for prompt cash payment at this facility.

Insurance Median
$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)
Cash / Self-Pay: $280 (864%)
Insurance Median: $45 (139%)
Cash: $280 (864% of Medicare)
Ins. Median: $45 (139% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Freedom Health $20 62%
Optimum $20 62%
Devoted Health $28 - $32 86%
Humana $28 - $127 86%
Ndms Definitive Care $28 - $32 86%
United $28 - $127 86%
Wellmed $28 - $32 86%
Aetna $29 - $85 90%
Blue Cross Blue Shield $29 - $32 90%
Fl Health Care Plan $29 - $32 90%
Sunshine State $29 - $33 90%
Wellcare $29 - $33 90%
Align Senior Care $30 - $34 93%
American Health Plan $30 - $34 93%
Avmed $30 - $141 93%
Cigna $30 - $49 93%
Florida Complete Care $30 - $34 93%
Centurion $31 - $35 96%
Clear Spring Health $31 - $35 96%
Gold Kidney Of Florida $31 - $35 96%
Seminole County Sheriffs Office $31 - $35 96%
Careplus $32 - $36 99%
Ultimate Health Plan $32 - $37 99%
Longevity Health Plan $34 - $38 105%
Corvel Corporation $36 111%
Prime Health $37 114%
Careworks (Rockport Community) $38 117%
Solis Health Plan $41 - $46 127%
Oscar $44 - $45 136%
Simply Healthcare $46 - $47 142%
Molina Healthcare $53 - $90 164%
Evolutions $64 - $65 198%
Sunshine State Health Plan $71 - $72 219%
Florida Health Care Plan $104 - $106 321%
Plotkin Health $138 - $141 426%
Prime Health Sheriff $138 - $141 426%
Multiplan $208 - $240 642%
Three Rivers Provider Network $208 - $212 642%
Ppo Next $235 - $240 725%
Novanet $249 - $254 769%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1401 W Seminole Blvd, Sanford, FL 32771
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals