CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Central Florida Lake Monroe Hospital

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97530
  • Insurance Median: $44
  • Cash Discount Price: $272
  • vs. Medicare Baseline: 1.25x Medicare
The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Central Florida Lake Monroe Hospital is $44. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $272. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.25x the Medicare baseline. Located in 1401 W Seminole Blvd, Sanford, FL.
Cash / Self-Pay
$272

Average discount available for prompt cash payment at this facility.

Insurance Median
$44

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)
Cash / Self-Pay: $272 (776%)
Insurance Median: $44 (125%)
Cash: $272 (776% of Medicare)
Ins. Median: $44 (125% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Freedom Health $19 - $20 54%
Optimum $19 - $20 54%
Devoted Health $30 - $34 86%
Humana $30 - $137 86%
Ndms Definitive Care $30 - $34 86%
United $30 - $124 86%
Wellmed $30 - $34 86%
Aetna $31 - $83 88%
Blue Cross Blue Shield $31 - $35 88%
Fl Health Care Plan $31 - $35 88%
Align Senior Care $32 - $37 91%
American Health Plan $32 - $36 91%
Avmed $32 - $138 91%
Cigna $32 - $48 91%
Florida Complete Care $32 - $37 91%
Sunshine State $32 - $36 91%
Wellcare $32 - $36 91%
Centurion $33 - $38 94%
Clear Spring Health $33 - $38 94%
Gold Kidney Of Florida $33 - $37 94%
Seminole County Sheriffs Office $33 - $38 94%
Careplus $34 - $39 97%
Ultimate Health Plan $35 - $40 100%
Longevity Health Plan $36 - $41 103%
Corvel Corporation $41 117%
Prime Health $42 120%
Careworks (Rockport Community) $43 123%
Oscar $43 - $44 123%
Solis Health Plan $44 - $50 125%
Simply Healthcare $45 - $46 128%
Molina Healthcare $51 - $88 145%
Evolutions $62 - $63 177%
Sunshine State Health Plan $68 - $70 194%
Florida Health Care Plan $101 - $104 288%
Plotkin Health $134 - $138 382%
Prime Health Sheriff $134 - $138 382%
Multiplan $201 - $234 573%
Three Rivers Provider Network $201 - $207 573%
Ppo Next $228 - $234 650%
Novanet $241 - $248 687%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1401 W Seminole Blvd, Sanford, FL 32771
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals