CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Central Florida Lake Monroe Hospital

Billing Code: 72040 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$406

about 4.6× the $89 Medicare rate · typically $102–$421

modeled estimate · not a bill or quote

What this hospital charges insurers

$421

About the fair price

about $15 over the fair price · 4.7× Medicare

Medicare pays $89 Fair price $406 This hospital $421 Cash price $2,952 Hospital's list price $2,952

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $19 Priciest $421

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a X-ray, neck (cervical spine) is about $406 (about 4.6× the $89 Medicare rate). Central Florida Lake Monroe Hospital charges insurers about $421, or about $2,952 in cash — about the fair price. Located in Sanford, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna✓ Humana Blue Cross Blue ShieldCignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$182 - $1,328	205%
Aetnamajor	$886	997%
Humanamajor	$590	664%
AvMed	$708 - $1,476	796%
Molina	$561 - $945	631%
+ 7 smaller / regional plans	$213 - $2,657

Excludes 8 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,952), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72040.

Insurance Before you use insurance

Call your insurance company to confirm Central Florida Lake Monroe Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72040.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Central Florida Lake Monroe Hospital

Compare: X-ray, neck (cervical spine) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.