CMS Price Transparency Data

Culture, blood

Facility: Cape Canaveral Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $130
Cash Discount Price: $65
vs. Medicare Baseline: 12.60x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Cape Canaveral Hospital is $130. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $65. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 12.60x the Medicare baseline. Located in 701 W Cocoa Beach Causeway, Cocoa Beach, FL.

Cash / Self-Pay

$65

Average discount available for prompt cash payment at this facility.

Insurance Median

$130

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $65 (630%)

Insurance Median: $130 (1260%)

Cash: $65 (630% of Medicare)

Ins. Median: $130 (1260% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1260% of the Medicare baseline (a markup of 1160%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$4 - $285	39%
Amerigroup	$4 - $272	39%
Humana	$4 - $259	39%
Molina Healthcare	$4 - $290	39%
Sunshine Health Plan	$4 - $272	39%
UnitedHealthcare	$4 - $259	39%
Corizon Health	$10	97%
Health First Health Plan	$10 - $77	97%
Florida Healthcare Plans	$82	795%
Cigna	$100 - $107	969%
Disney Cruise Line	$155	1502%
Prime Heath Services, Inc.	$194	1880%
Multiplan	$207	2006%
Florida Blue	$382 - $402	3702%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $65.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cape Canaveral Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.