CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: HCA Florida Memorial Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $397
Cash Discount Price: $2,037
vs. Medicare Baseline: 2.93x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at HCA Florida Memorial Hospital is $397. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,037. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 2.93x the Medicare baseline. Located in 3625 University Blvd S, Jacksonville, FL.

Cash / Self-Pay

$2,037

Average discount available for prompt cash payment at this facility.

Insurance Median

$397

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $2,037 (1502%)

Insurance Median: $397 (293%)

Cash: $2,037 (1502% of Medicare)

Ins. Median: $397 (293% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 293% of the Medicare baseline (a markup of 193%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
City Of Jacksonville	$85 - $178	63%
Corvel Corporation	$85 - $178	63%
Prime Health	$86 - $181	63%
Aetna	$141 - $611	104%
Blue Cross Blue Shield	$141 - $491	104%
Simply Healthcare	$259	191%
United	$261 - $917	192%
Oscar	$326	240%
Sunshine State Health Plan	$519	383%
Molina Healthcare	$550	406%
Centurion	$564	416%
Corizon	$611	451%
Plotkin Health	$1,018	751%
Multiplan	$1,589 - $1,731	1172%
Evernorth	$1,630	1202%
Evolutions Healthcare	$1,630 - $1,731	1202%
Ppo Next	$1,731	1277%
Novanet	$1,833	1352%
United Behavioral Health	$2,037	1502%
American Health Plan	$15,000	11062%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,037.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.