CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: HCA Florida St Petersburg Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $2,024
Cash Discount Price: Unavailable
vs. Medicare Baseline: 2.13x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at HCA Florida St Petersburg Hospital is $2,024. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 2.13x the Medicare baseline. Located in 6500 38Th Ave N, Saint Petersburg, FL.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,024

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Insurance Median: $2,024 (213%)

Ins. Median: $2,024 (213% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 213% of the Medicare baseline (a markup of 113%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Corvel Corporation	$1,245 - $2,024	131%
Rockport Healthcare Group	$1,245 - $2,024	131%
Prime Health	$1,271 - $2,067	134%
Access 2 Healthcare Physicians Freedom Optimum Group Members	$1,638	172%
Blue Cross Blue Shield	$1,810 - $5,509	191%
Truli	$1,810 - $2,671	191%
Access 2 Healthcare Physicians Freedom Health	$1,950	205%
Access 2 Healthcare Physicians Optimum	$1,950	205%
Freedom Health Care	$1,950	205%
Molina	$1,950 - $2,702	205%
Optimum Healthcare	$1,950	205%
Suncoast Neighborly Care	$2,000	211%
Simply Healthcare	$2,250 - $2,594	237%
United	$3,611	380%
Oscar	$3,955	416%
Avmed	$4,922 - $12,418	518%
Cigna	$7,480	787%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida St Petersburg Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.