CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: HCA Florida St Petersburg Hospital

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72131
Insurance Median: $2,370
Cash Discount Price: $18,693
vs. Medicare Baseline: 22.19x Medicare

The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at HCA Florida St Petersburg Hospital is $2,370. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $18,693. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 22.19x the Medicare baseline. Located in 6500 38Th Ave N, Saint Petersburg, FL.

Cash / Self-Pay

$18,693

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,370

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $18,693 (17501%)

Insurance Median: $2,370 (2219%)

Cash: $18,693 (17501% of Medicare)

Ins. Median: $2,370 (2219% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2219% of the Medicare baseline (a markup of 2119%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United	$245 - $8,412	229%
Avmed	$738 - $1,863	691%
Access 2 Healthcare Physicians Freedom Optimum Group Members	$879	823%
Aetna	$913 - $5,608	855%
Access 2 Healthcare Physicians Freedom Health	$1,346	1260%
Access 2 Healthcare Physicians Optimum	$1,346	1260%
Freedom Health Care	$1,458	1365%
Optimum Healthcare	$1,458	1365%
Corvel Corporation	$2,345	2195%
Rockport Healthcare Group	$2,345	2195%
Prime Health	$2,394	2241%
Simply Healthcare	$2,879	2695%
Molina	$3,552 - $5,047	3326%
Sunshine State Health Plan	$4,767	4463%
Evolutions Healthcare Systems	$9,347 - $17,198	8751%
Plotkin Health	$9,347	8751%
Prime Health Sheriff	$9,347	8751%
Multiplan	$14,020 - $15,889	13126%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $18,693.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72131.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida St Petersburg Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72131.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.