CMS Price Transparency Data

X-ray, hand

Facility: HCA Florida St Petersburg Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $764
Cash Discount Price: $3,602
vs. Medicare Baseline: 8.59x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at HCA Florida St Petersburg Hospital is $764. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,602. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 8.59x the Medicare baseline. Located in 6500 38Th Ave N, Saint Petersburg, FL.

Cash / Self-Pay

$3,602

Average discount available for prompt cash payment at this facility.

Insurance Median

$764

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $3,602 (4051%)

Insurance Median: $764 (859%)

Cash: $3,602 (4051% of Medicare)

Ins. Median: $764 (859% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 859% of the Medicare baseline (a markup of 759%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$112 - $256	126%
Access 2 Healthcare Physicians Freedom Health	$172 - $393	193%
Access 2 Healthcare Physicians Optimum	$172 - $393	193%
United	$182 - $2,455	205%
Freedom Health Care	$186 - $426	209%
Optimum Healthcare	$186 - $426	209%
Avmed	$191 - $1,364	215%
Simply Healthcare	$367 - $840	413%
Corvel Corporation	$411	462%
Rockport Healthcare Group	$411	462%
Prime Health	$420	472%
Molina	$453 - $1,473	510%
Evolutions Healthcare Systems	$549 - $5,019	617%
Sunshine State Health Plan	$608 - $1,391	684%
Humana	$668 - $1,528	751%
Aetna	$716 - $1,637	805%
Plotkin Health	$1,193 - $2,728	1342%
Prime Health Sheriff	$1,193 - $2,728	1342%
Multiplan	$1,790 - $4,637	2013%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,602.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida St Petersburg Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.