Occupational therapy (therapeutic activities)
Facility: Palmetto General Hospital
Billing Code: 97530 (CPT)
This hospital's typical commercial price is $40 compared to the $37 fair price benchmark.
2-Star CMS clinical quality rating paired with 1.08× fair market pricing.
Highest price of the 9 FL hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.
A fair price for a Occupational therapy (therapeutic activities) is about $37 (about 1.1× the $35 Medicare rate). Palmetto General Hospital charges insurers about $40, or about $36 in cash — about the fair price. Located in Hialeah, FL.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $36 - $654 | 103% |
| Aetnamajor | $119 - $373 | 339% |
| Cignamajor | $36 - $327 | 103% |
| Humanamajor | $35 - $75 | 100% |
| Ambetter (Centene) | $67 | 191% |
| AmeriHealth | $78 | 222% |
| AvMed | $64 - $174 | 182% |
| Bright Health | $44 | 125% |
| Devoted Health | $36 | 103% |
| Molina | $72 | 205% |
| Oscar Health | $270 | 770% |
| + 23 smaller / regional plans | $36 - $654 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Palmetto General Hospital
Compare: Occupational therapy (therapeutic activities) at other FL hospitals
- Fishermen's Community Hospital · Marathon $23
- Baycare Alliant Hospital Inc · Dunedin $23
- Halifax Health Medical Center · Daytona Beach $24
- Morton Plant North Bay Hospital · New Port Richey $24
- St Josephs Hospital · Tampa $24
- Morton Plant Hospital · Clearwater $24
- South Florida Baptist Hospital · Plant City $24
- Mease Countryside Hospital · Safety Harbor $24
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Palmetto General Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $237
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $237).
Self-Pay Cash Rate ($36) Beats Your Bill
Palmetto General Hospital's published 45 CFR § 180 self-pay cash rate is $36 (vs. $40 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $37 Fair BaseRate ($35 Medicare)
Your bill ($654) is $617 above the denoised Fair BaseRate ($37) and 18.7× the $35 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.