CMS Price Transparency Data

Family therapy session

Facility: HCA Florida South Tampa Hospital

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $164
Cash Discount Price: $950
vs. Medicare Baseline: 0.90x Medicare

The contracted insurance negotiated median rate for a Family therapy session at HCA Florida South Tampa Hospital is $164. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $950. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.90x the Medicare baseline. Located in 2901 W Swann Ave, Tampa, FL.

Cash / Self-Pay

$950

Average discount available for prompt cash payment at this facility.

Insurance Median

$164

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $950 (524%)

Insurance Median: $164 (90%)

Cash: $950 (524% of Medicare)

Ins. Median: $164 (90% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$29 - $61	16%
Access 2 Healthcare Physicians Freedom Health	$44 - $93	24%
Access 2 Healthcare Physicians Optimum	$44 - $93	24%
Freedom Health Care	$48 - $101	26%
Optimum Healthcare	$48 - $101	26%
Avmed	$49 - $323	27%
Blue Cross Blue Shield	$53 - $128	29%
Truli	$53 - $75	29%
Simply Healthcare	$77 - $199	42%
Oscar	$91 - $194	50%
Aetna	$97 - $387	53%
United	$100 - $581	55%
Cigna	$110 - $232	61%
Corvel Corporation	$112 - $228	62%
Rockport Healthcare Group	$112 - $228	62%
Prime Health	$114 - $233	63%
Molina	$116 - $348	64%
Evolutions Healthcare Systems	$140 - $1,187	77%
Sunshine State Health Plan	$155	85%
Humana	$171 - $361	94%
Beacon Health Options	$305	168%
Plotkin Health	$305 - $645	168%
Prime Health Sheriff	$305 - $645	168%
Multiplan	$457 - $1,097	252%
Evernorth	$488	269%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $950.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida South Tampa Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.