CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: HCA Florida South Tampa Hospital

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $111
Cash Discount Price: $457
vs. Medicare Baseline: 0.61x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at HCA Florida South Tampa Hospital is $111. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $457. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.61x the Medicare baseline. Located in 2901 W Swann Ave, Tampa, FL.

Cash / Self-Pay

$457

Average discount available for prompt cash payment at this facility.

Insurance Median

$111

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $457 (252%)

Insurance Median: $111 (61%)

Cash: $457 (252% of Medicare)

Ins. Median: $111 (61% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$19 - $24	10%
Access 2 Healthcare Physicians Freedom Health	$30 - $36	17%
Access 2 Healthcare Physicians Optimum	$30 - $36	17%
Freedom Health Care	$32 - $39	18%
Optimum Healthcare	$32 - $39	18%
Avmed	$33 - $126	18%
Simply Healthcare	$52 - $77	29%
Oscar	$62 - $75	34%
Aetna	$65 - $151	36%
United	$67 - $226	37%
Cigna	$74 - $91	41%
Molina	$78 - $136	43%
Humana	$115 - $141	63%
Corvel Corporation	$134 - $228	74%
Rockport Healthcare Group	$134 - $228	74%
Prime Health	$137 - $233	76%
Evolutions Healthcare Systems	$205 - $463	113%
Plotkin Health	$205 - $252	113%
Prime Health Sheriff	$205 - $252	113%
Multiplan	$308 - $428	170%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $457.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida South Tampa Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.