CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: HCA Florida South Tampa Hospital

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $983
Cash Discount Price: $4,095
vs. Medicare Baseline: 11.06x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at HCA Florida South Tampa Hospital is $983. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,095. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 11.06x the Medicare baseline. Located in 2901 W Swann Ave, Tampa, FL.

Cash / Self-Pay

$4,095

Average discount available for prompt cash payment at this facility.

Insurance Median

$983

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $4,095 (4606%)

Insurance Median: $983 (1106%)

Cash: $4,095 (4606% of Medicare)

Ins. Median: $983 (1106% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1106% of the Medicare baseline (a markup of 1006%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United	$182 - $1,843	205%
Access 2 Healthcare Physicians Freedom Optimum Group Members	$192	216%
Access 2 Healthcare Physicians Freedom Health	$295	332%
Access 2 Healthcare Physicians Optimum	$295	332%
Freedom Health Care	$319	359%
Optimum Healthcare	$319	359%
Avmed	$328 - $1,024	369%
Corvel Corporation	$422	475%
Rockport Healthcare Group	$422	475%
Prime Health	$431	485%
Simply Healthcare	$631	710%
Molina	$778 - $1,106	875%
Evolutions Healthcare Systems	$942 - $3,767	1059%
Sunshine State Health Plan	$1,044	1174%
Humana	$1,147	1290%
Aetna	$1,229	1382%
Beacon Health Options	$2,048	2303%
Plotkin Health	$2,048	2303%
Prime Health Sheriff	$2,048	2303%
Multiplan	$3,071 - $3,481	3454%
Evernorth	$3,276	3685%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,095.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida South Tampa Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.