CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: HCA Florida Fort Walton-Destin Hospital

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $17,003
Cash Discount Price: Unavailable
vs. Medicare Baseline: 5.09x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at HCA Florida Fort Walton-Destin Hospital is $17,003. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 5.09x the Medicare baseline. Located in 1000 Mar-Walt Dr, Fort Walton Beach, FL.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$17,003

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Insurance Median: $17,003 (509%)

Ins. Median: $17,003 (509% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 509% of the Medicare baseline (a markup of 409%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Corvel Corporation	$3,045 - $3,818	91%
Prime Health	$3,109 - $3,899	93%
Careworks (Rockport Community)	$3,205 - $4,019	96%
Molina Healthcare	$3,950 - $6,243	118%
Simply	$3,950	118%
Sunshine State Health Plan	$6,673	200%
Oscar	$8,959	268%
Simply Healthcare	$9,252	277%
Aetna	$11,329 - $17,003	339%
Ultimate Health Plan	$12,500	374%
United	$14,480	433%
Blue Cross Blue Shield	$20,393 - $49,339	610%
Avmed	$20,942 - $23,005	626%
Cigna	$22,763 - $54,447	681%
Humana	$25,630	767%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Fort Walton-Destin Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.