CMS Price Transparency Data

Culture, bacterial

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 87070 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 87070
  • Insurance Median: $465
  • Cash Discount Price: $1,497
  • vs. Medicare Baseline: 53.94x Medicare
The contracted insurance negotiated median rate for a Culture, bacterial at HCA Florida Gulf Coast Hospital is $465. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,497. Compared to the federal Medicare reimbursement reference rate of $8.62, this hospital’s rate is 53.94x the Medicare baseline. Located in 449 W 23Rd St, Panama City, FL.
Cash / Self-Pay
$1,497

Average discount available for prompt cash payment at this facility.

Insurance Median
$465

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$8.62

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.62 (100%)
Cash / Self-Pay: $1,497 (17367%)
Insurance Median: $465 (5394%)
Cash: $1,497 (17367% of Medicare)
Ins. Median: $465 (5394% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.62 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 5394% of the Medicare baseline (a markup of 5294%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Humana $8 - $604 93%
Triwest Healthcare Alliance $8 93%
Aetna $9 - $477 104%
Align Senior Care $9 104%
American Health Plan $9 104%
Blue Cross Blue Shield $9 104%
Centurion $9 104%
Clear Spring Health $9 104%
Florida Complete Care $9 104%
Gold Kidney Of Florida $9 104%
Healthspring Of Florida $9 104%
Hospice Big Bend $9 104%
Ndms Definitive Care $9 104%
Sunshine State $9 104%
United $9 - $715 104%
Veterans Evaluation Services $9 104%
Wellcare $9 104%
Wellmed $9 104%
Longevity Health Plan $10 116%
Ultimate Health Plan $10 116%
Oscar $12 139%
Simply Healthcare $13 151%
Simply $87 - $245 1009%
Molina Healthcare $108 - $508 1253%
Avmed $136 - $794 1578%
Sunshine State Health Plan $144 - $405 1671%
Corvel Corporation $211 2448%
Prime Health $216 2506%
Careworks (Rockport Community) $222 2575%
Plotkin Health $283 - $794 3283%
Prime Health Sheriff $283 - $794 3283%
Multiplan $442 - $1,351 5128%
Ppo Next $481 - $1,351 5580%
Novanet $510 - $1,430 5916%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 449 W 23Rd St, Panama City, FL 32405
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals