CMS Price Transparency Data

Culture, blood

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 87040
  • Insurance Median: $11
  • Cash Discount Price: $866
  • vs. Medicare Baseline: 1.07x Medicare
The contracted insurance negotiated median rate for a Culture, blood at HCA Florida Gulf Coast Hospital is $11. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $866. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 1.07x the Medicare baseline. Located in 449 W 23Rd St, Panama City, FL.
Cash / Self-Pay
$866

Average discount available for prompt cash payment at this facility.

Insurance Median
$11

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)
Cash / Self-Pay: $866 (8391%)
Insurance Median: $11 (107%)
Cash: $866 (8391% of Medicare)
Ins. Median: $11 (107% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Avmed $2 - $862 19%
Molina Healthcare $2 - $551 19%
Simply $2 - $265 19%
United $2 - $775 19%
Aetna $3 - $517 29%
Sunshine State Health Plan $3 - $439 29%
Humana $4 - $655 39%
Plotkin Health $5 - $862 48%
Prime Health Sheriff $5 - $862 48%
Multiplan $8 - $1,465 78%
Ppo Next $8 - $1,465 78%
Novanet $9 - $1,551 87%
Hospice Big Bend $10 97%
Ndms Definitive Care $10 97%
Triwest Healthcare Alliance $10 97%
Veterans Evaluation Services $10 97%
Wellmed $10 97%
Align Senior Care $11 107%
American Health Plan $11 107%
Blue Cross Blue Shield $11 107%
Centurion $11 107%
Clear Spring Health $11 107%
Florida Complete Care $11 107%
Gold Kidney Of Florida $11 107%
Healthspring Of Florida $11 107%
Sunshine State $11 107%
Wellcare $11 107%
Longevity Health Plan $12 116%
Ultimate Health Plan $12 116%
Oscar $14 136%
Simply Healthcare $16 155%
Corvel Corporation $229 2219%
Prime Health $234 2267%
Careworks (Rockport Community) $241 2335%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 449 W 23Rd St, Panama City, FL 32405
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals