CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 470 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$18,075

about 1.3× the $14,044 Medicare rate · typically $15,477–$22,109

modeled estimate · not a bill or quote

What this hospital charges insurers

$17,808

About the fair price

about $267 under the fair price · 1.3× Medicare

Medicare pays $14,044 Fair price $18,075 This hospital $17,808

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $9,376 Priciest $17,808

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Hip or knee replacement (inpatient stay) is about $18,075 (about 1.3× the $14,044 Medicare rate). HCA Florida Gulf Coast Hospital charges insurers about $17,808 — about the fair price. Located in Panama City, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$7,876 - $49,006	56%
Blue Cross Blue Shieldmajor	$15,988 - $42,278	114%
Aetnamajor	$16,225 - $28,413	116%
Cignamajor	$2,374 - $78,075	17%
Humanamajor	$6,935 - $55,477	49%
AvMed	$2,968 - $48,897	21%
Cigna HealthSpring	$16,937	121%
Molina	$2,201 - $16,779	16%
Oscar Health	$21,932	156%
Simply Healthcare	$18,820	134%
WellCare	$17,016	121%
WellMed	$15,513	110%
+ 11 smaller / regional plans	$2,336 - $19,787

Government programs also on file: Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 470.

Insurance Before you use insurance

Call your insurance company to confirm HCA Florida Gulf Coast Hospital is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 470.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at HCA Florida Gulf Coast Hospital

Compare: Hip or knee replacement (inpatient stay) at other FL hospitals

Palm Beach Gardens Medical Center · Palm Beach Gardens $9,376
Sacred Heart Hospital on the Emerald Coast · Miramar Beach $11,614
Ascension Sacred Heart Gulf · Port Saint Joe $11,774
Sacred Heart Hospital · Pensacola $12,400
Jay Hospital · Jay $14,553
Gulf Breeze Hospital · Gulf Breeze $14,745
Villages Regional Hospital, The · The Villages $15,040
HCA Florida Pasadena Hospital A Part of HCA Florid · Saint Petersburg $15,054

Insurance negotiated median for the same procedure, sorted lowest first.