CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70553
  • Insurance Median: $3,494
  • Cash Discount Price: $11,645
  • vs. Medicare Baseline: 9.80x Medicare
The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at HCA Florida Gulf Coast Hospital is $3,494. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $11,645. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 9.80x the Medicare baseline. Located in 449 W 23Rd St, Panama City, FL.
Cash / Self-Pay
$11,645

Average discount available for prompt cash payment at this facility.

Insurance Median
$3,494

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)
Cash / Self-Pay: $11,645 (3267%)
Insurance Median: $3,494 (980%)
Cash: $11,645 (3267% of Medicare)
Ins. Median: $3,494 (980% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 980% of the Medicare baseline (a markup of 880%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
United $828 - $5,240 232%
Aetna $1,256 - $3,494 352%
Simply $1,793 503%
Molina Healthcare $2,213 - $3,726 621%
Sunshine State Health Plan $2,970 833%
Avmed $3,110 - $5,823 873%
Corvel Corporation $3,334 935%
Prime Health $3,404 955%
Careworks (Rockport Community) $3,509 984%
Plotkin Health $5,823 1634%
Prime Health Sheriff $5,823 1634%
Multiplan $9,083 - $9,898 2548%
Ppo Next $9,898 2777%
Novanet $10,481 2941%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 449 W 23Rd St, Panama City, FL 32405
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals