CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97750
  • Insurance Median: $53
  • Cash Discount Price: $236
  • vs. Medicare Baseline: 1.57x Medicare
The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at HCA Florida Gulf Coast Hospital is $53. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $236. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 1.57x the Medicare baseline. Located in 449 W 23Rd St, Panama City, FL.
Cash / Self-Pay
$236

Average discount available for prompt cash payment at this facility.

Insurance Median
$53

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)
Cash / Self-Pay: $236 (700%)
Insurance Median: $53 (157%)
Cash: $236 (700% of Medicare)
Ins. Median: $53 (157% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Oscar $14 - $134 42%
Aetna $16 - $308 47%
Cigna $18 - $426 53%
Simply Healthcare $18 - $172 53%
Molina Healthcare $20 - $329 59%
Avmed $25 - $514 74%
United $26 - $462 77%
Sunshine State Health Plan $27 - $262 80%
Hospice Big Bend $29 - $33 86%
Humana $29 - $390 86%
Ndms Definitive Care $29 - $33 86%
Triwest Healthcare Alliance $29 - $32 86%
Veterans Evaluation Services $29 - $33 86%
Wellmed $29 - $33 86%
Blue Cross Blue Shield $30 - $34 89%
Align Senior Care $31 - $35 92%
American Health Plan $31 - $35 92%
Florida Complete Care $31 - $35 92%
Healthspring Of Florida $31 - $35 92%
Sunshine State $31 - $35 92%
Wellcare $31 - $35 92%
Centurion $32 - $36 95%
Clear Spring Health $32 - $36 95%
Gold Kidney Of Florida $32 - $36 95%
Ultimate Health Plan $33 - $38 98%
Longevity Health Plan $35 - $40 104%
Plotkin Health $53 - $514 157%
Prime Health Sheriff $53 - $514 157%
Multiplan $82 - $873 243%
Ppo Next $90 - $873 267%
Novanet $95 - $925 282%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 449 W 23Rd St, Panama City, FL 32405
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals