CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $247
  • Cash Discount Price: $793
  • vs. Medicare Baseline: 3.24x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at HCA Florida Gulf Coast Hospital is $247. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $793. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 3.24x the Medicare baseline. Located in 449 W 23Rd St, Panama City, FL.
Cash / Self-Pay
$793

Average discount available for prompt cash payment at this facility.

Insurance Median
$247

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $793 (1041%)
Insurance Median: $247 (324%)
Cash: $793 (1041% of Medicare)
Ins. Median: $247 (324% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 324% of the Medicare baseline (a markup of 224%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Humana $71 - $378 93%
Triwest Healthcare Alliance $73 96%
Hospice Big Bend $75 98%
Ndms Definitive Care $75 98%
United $75 - $448 98%
Veterans Evaluation Services $75 98%
Wellmed $75 98%
Blue Cross Blue Shield $76 100%
Aetna $77 - $299 101%
Oscar $77 - $129 101%
American Health Plan $79 104%
Sunshine State $79 104%
Wellcare $79 104%
Align Senior Care $80 105%
Florida Complete Care $80 105%
Healthspring Of Florida $80 105%
Centurion $82 108%
Clear Spring Health $82 108%
Gold Kidney Of Florida $82 108%
Corvel Corporation $84 - $214 110%
Prime Health $85 - $218 112%
Ultimate Health Plan $86 113%
Careworks (Rockport Community) $88 - $225 116%
Longevity Health Plan $90 118%
Simply Healthcare $99 - $166 130%
Cigna $103 - $413 135%
Molina Healthcare $113 - $318 148%
Avmed $143 - $498 188%
Sunshine State Health Plan $151 - $254 198%
Plotkin Health $297 - $498 390%
Prime Health Sheriff $297 - $498 390%
Multiplan $463 - $846 608%
Ppo Next $505 - $846 663%
Novanet $535 - $896 703%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 449 W 23Rd St, Panama City, FL 32405
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals