CMS Price Transparency Data

X-ray, chest (single view)

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $437
Cash Discount Price: $1,249
vs. Medicare Baseline: 4.92x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at HCA Florida Gulf Coast Hospital is $437. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,249. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 4.92x the Medicare baseline. Located in 449 W 23Rd St, Panama City, FL.

Cash / Self-Pay

$1,249

Average discount available for prompt cash payment at this facility.

Insurance Median

$437

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $1,249 (1405%)

Insurance Median: $437 (492%)

Cash: $1,249 (1405% of Medicare)

Ins. Median: $437 (492% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 492% of the Medicare baseline (a markup of 392%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United	$182 - $562	205%
Simply	$192	216%
Molina Healthcare	$237 - $400	267%
Avmed	$300 - $624	337%
Sunshine State Health Plan	$318	358%
Corvel Corporation	$344	387%
Prime Health	$352	396%
Careworks (Rockport Community)	$363	408%
Aetna	$375	422%
Humana	$475	534%
Plotkin Health	$624	702%
Prime Health Sheriff	$624	702%
Multiplan	$974 - $1,061	1095%
Ppo Next	$1,061	1193%
Novanet	$1,124	1264%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,249.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Gulf Coast Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.