CMS Price Transparency Data

CT scan, head (no contrast)

Facility: HCA Florida Largo Hospital

Billing Code: 70450 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70450
Insurance Median: $1,676
Cash Discount Price: $6,162
vs. Medicare Baseline: 15.69x Medicare

The contracted insurance negotiated median rate for a CT scan, head (no contrast) at HCA Florida Largo Hospital is $1,676. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $6,162. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 15.69x the Medicare baseline. Located in 201 14Th St Sw, Largo, FL.

Cash / Self-Pay

$6,162

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,676

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $6,162 (5769%)

Insurance Median: $1,676 (1569%)

Cash: $6,162 (5769% of Medicare)

Ins. Median: $1,676 (1569% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1569% of the Medicare baseline (a markup of 1469%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$158 - $422	148%
Aetna	$231 - $2,692	216%
Access 2 Healthcare Physicians Freedom Health	$241 - $646	226%
Access 2 Healthcare Physicians Optimum	$241 - $646	226%
United	$245 - $4,037	229%
Freedom Health Care	$261 - $700	244%
Optimum Healthcare	$261 - $700	244%
Simply Healthcare	$516 - $1,382	483%
Molina	$637 - $2,422	596%
Avmed	$738 - $1,863	691%
Sunshine State Health Plan	$855 - $2,288	800%
Beacon Health Options	$1,676 - $4,486	1569%
Plotkin Health	$1,676 - $4,486	1569%
Prime Health Sheriff	$1,676 - $4,486	1569%
Evolutions Healthcare Systems	$1,844 - $8,254	1726%
Corvel Corporation	$2,074	1942%
Rockport Healthcare Group	$2,074	1942%
Prime Health	$2,118	1983%
Multiplan	$2,514 - $7,626	2354%
Evernorth	$2,682 - $7,177	2511%
Emerging Therapy Solutions	$6,011	5628%
UnitedHealthcare	$8,972	8400%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $6,162.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70450.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Largo Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70450.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.