CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: HCA Florida Largo Hospital

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $1,993
Cash Discount Price: $8,244
vs. Medicare Baseline: 11.12x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at HCA Florida Largo Hospital is $1,993. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $8,244. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 11.12x the Medicare baseline. Located in 201 14Th St Sw, Largo, FL.

Cash / Self-Pay

$8,244

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,993

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $8,244 (4600%)

Insurance Median: $1,993 (1112%)

Cash: $8,244 (4600% of Medicare)

Ins. Median: $1,993 (1112% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1112% of the Medicare baseline (a markup of 1012%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$211 - $564	118%
Aetna	$309 - $3,601	172%
Access 2 Healthcare Physicians Freedom Health	$323 - $864	180%
Access 2 Healthcare Physicians Optimum	$323 - $864	180%
Freedom Health Care	$350 - $936	195%
Optimum Healthcare	$350 - $936	195%
United	$402 - $5,402	224%
Simply Healthcare	$691 - $1,849	386%
Avmed	$738 - $1,863	412%
Molina	$852 - $3,241	475%
Sunshine State Health Plan	$1,144 - $3,061	638%
Beacon Health Options	$2,242 - $6,002	1251%
Plotkin Health	$2,242 - $6,002	1251%
Prime Health Sheriff	$2,242 - $6,002	1251%
Evolutions Healthcare Systems	$2,467 - $11,043	1377%
Corvel Corporation	$2,828	1578%
Rockport Healthcare Group	$2,828	1578%
Prime Health	$2,887	1611%
Multiplan	$3,364 - $10,203	1877%
Evernorth	$3,588 - $9,603	2002%
Emerging Therapy Solutions	$8,042	4488%
UnitedHealthcare	$12,004	6699%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $8,244.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Largo Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.