CMS Price Transparency Data

CT scan, head (with contrast)

Facility: HCA Florida Largo Hospital

Billing Code: 70460 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70460
Insurance Median: $1,822
Cash Discount Price: $7,273
vs. Medicare Baseline: 10.17x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with contrast) at HCA Florida Largo Hospital is $1,822. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $7,273. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 10.17x the Medicare baseline. Located in 201 14Th St Sw, Largo, FL.

Cash / Self-Pay

$7,273

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,822

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $7,273 (4059%)

Insurance Median: $1,822 (1017%)

Cash: $7,273 (4059% of Medicare)

Ins. Median: $1,822 (1017% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1017% of the Medicare baseline (a markup of 917%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$186 - $498	104%
Aetna	$273 - $3,177	152%
Access 2 Healthcare Physicians Freedom Health	$285 - $762	159%
Access 2 Healthcare Physicians Optimum	$285 - $762	159%
Freedom Health Care	$309 - $826	172%
Optimum Healthcare	$309 - $826	172%
United	$402 - $4,765	224%
Simply Healthcare	$609 - $1,631	340%
Avmed	$738 - $1,863	412%
Molina	$752 - $2,859	420%
Sunshine State Health Plan	$1,009 - $2,700	563%
Beacon Health Options	$1,978 - $5,295	1104%
Plotkin Health	$1,978 - $5,295	1104%
Prime Health Sheriff	$1,978 - $5,295	1104%
Evolutions Healthcare Systems	$2,176 - $9,743	1214%
Multiplan	$2,967 - $9,001	1656%
Evernorth	$3,165 - $8,472	1766%
Corvel Corporation	$3,342	1865%
Rockport Healthcare Group	$3,342	1865%
Prime Health	$3,413	1905%
Emerging Therapy Solutions	$7,095	3959%
UnitedHealthcare	$10,590	5910%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $7,273.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70460.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Largo Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70460.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.