CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: HCA Florida Largo Hospital

Billing Code: 90834 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$160

about 0.9× the $181 Medicare rate · typically $159–$311

modeled estimate · not a bill or quote

What this hospital charges insurers

$160

About the fair price

0.9× Medicare

Medicare pays $181 Fair price $160 This hospital $160 Cash price $948 Hospital's list price $948

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $57 Priciest $160

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Psychotherapy session (45 minutes) is about $160 (about 0.9× the $181 Medicare rate). HCA Florida Largo Hospital charges insurers about $160, or about $948 in cash — about the fair price. Located in Largo, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna✓ Cigna✓ Humana Blue Cross Blue ShieldKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$134 - $1,077	74%
Aetnamajor	$56 - $323	31%
Cignamajor	$147 - $194	81%
Humanamajor	$229 - $302	126%
AvMed	$65 - $269	36%
Molina	$155 - $291	85%
Oscar Health	$123 - $162	68%
Simply Healthcare	$104 - $166	57%
+ 8 smaller / regional plans	$38 - $722

Excludes 6 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 948), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90834.

Insurance Before you use insurance

Call your insurance company to confirm HCA Florida Largo Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 90834.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at HCA Florida Largo Hospital

Compare: Psychotherapy session (45 minutes) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.