CMS Price Transparency Data

X-ray, chest (single view)

Facility: HCA Florida Largo Hospital

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $386
Cash Discount Price: $1,545
vs. Medicare Baseline: 4.34x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at HCA Florida Largo Hospital is $386. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,545. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 4.34x the Medicare baseline. Located in 201 14Th St Sw, Largo, FL.

Cash / Self-Pay

$1,545

Average discount available for prompt cash payment at this facility.

Insurance Median

$386

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $1,545 (1738%)

Insurance Median: $386 (434%)

Cash: $1,545 (1738% of Medicare)

Ins. Median: $386 (434% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 434% of the Medicare baseline (a markup of 334%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$73	82%
Aetna	$107 - $463	120%
Access 2 Healthcare Physicians Freedom Health	$111	125%
Access 2 Healthcare Physicians Optimum	$111	125%
Freedom Health Care	$120	135%
Optimum Healthcare	$120	135%
Avmed	$124 - $386	139%
United	$182 - $695	205%
Simply Healthcare	$238	268%
Molina	$294 - $417	331%
Evolutions Healthcare Systems	$355 - $1,421	399%
Corvel Corporation	$375	422%
Rockport Healthcare Group	$375	422%
Prime Health	$383	431%
Sunshine State Health Plan	$394	443%
Humana	$433	487%
Beacon Health Options	$772	868%
Plotkin Health	$772	868%
Prime Health Sheriff	$772	868%
Emerging Therapy Solutions	$1,035	1164%
Multiplan	$1,159 - $1,313	1304%
Evernorth	$1,236	1390%
UnitedHealthcare	$1,545	1738%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,545.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Largo Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.