CMS Price Transparency Data

X-ray, chest (two views)

Facility: HCA Florida Largo Hospital

Billing Code: 71046 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71046
Insurance Median: $490
Cash Discount Price: $1,961
vs. Medicare Baseline: 5.51x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (two views) at HCA Florida Largo Hospital is $490. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,961. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 5.51x the Medicare baseline. Located in 201 14Th St Sw, Largo, FL.

Cash / Self-Pay

$1,961

Average discount available for prompt cash payment at this facility.

Insurance Median

$490

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $1,961 (2206%)

Insurance Median: $490 (551%)

Cash: $1,961 (2206% of Medicare)

Ins. Median: $490 (551% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 551% of the Medicare baseline (a markup of 451%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$92	103%
Aetna	$135 - $588	152%
Access 2 Healthcare Physicians Freedom Health	$141	159%
Access 2 Healthcare Physicians Optimum	$141	159%
Freedom Health Care	$153	172%
Optimum Healthcare	$153	172%
Avmed	$157 - $490	177%
United	$182 - $882	205%
Simply Healthcare	$302	340%
Molina	$373 - $529	420%
Corvel Corporation	$446	502%
Rockport Healthcare Group	$446	502%
Evolutions Healthcare Systems	$451 - $1,804	507%
Prime Health	$456	513%
Sunshine State Health Plan	$500	562%
Humana	$549	617%
Beacon Health Options	$980	1102%
Plotkin Health	$980	1102%
Prime Health Sheriff	$980	1102%
Emerging Therapy Solutions	$1,314	1478%
Multiplan	$1,470 - $1,666	1653%
Evernorth	$1,568	1764%
UnitedHealthcare	$1,961	2206%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,961.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71046.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Largo Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71046.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.