CMS Price Transparency Data

X-ray, hand

Facility: HCA Florida Largo Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $402
Cash Discount Price: $1,692
vs. Medicare Baseline: 4.52x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at HCA Florida Largo Hospital is $402. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,692. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 4.52x the Medicare baseline. Located in 201 14Th St Sw, Largo, FL.

Cash / Self-Pay

$1,692

Average discount available for prompt cash payment at this facility.

Insurance Median

$402

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $1,692 (1903%)

Insurance Median: $402 (452%)

Cash: $1,692 (1903% of Medicare)

Ins. Median: $402 (452% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 452% of the Medicare baseline (a markup of 352%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$24 - $159	27%
Aetna	$35 - $1,015	39%
Access 2 Healthcare Physicians Freedom Health	$36 - $244	40%
Access 2 Healthcare Physicians Optimum	$36 - $244	40%
Freedom Health Care	$39 - $264	44%
Optimum Healthcare	$39 - $264	44%
Simply Healthcare	$77 - $521	87%
United	$82 - $1,523	92%
Molina	$95 - $914	107%
Avmed	$110 - $846	124%
Evolutions Healthcare Systems	$115 - $3,113	129%
Sunshine State Health Plan	$128 - $863	144%
Humana	$141 - $948	159%
Beacon Health Options	$251 - $1,692	282%
Plotkin Health	$251 - $1,692	282%
Prime Health Sheriff	$251 - $1,692	282%
Multiplan	$377 - $2,877	424%
Evernorth	$402 - $2,707	452%
Corvel Corporation	$411	462%
Rockport Healthcare Group	$411	462%
Prime Health	$420	472%
Emerging Therapy Solutions	$1,134 - $2,267	1275%
UnitedHealthcare	$1,692 - $3,384	1903%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,692.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Largo Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.