CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: HCA Florida Palms West Hospital

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $2,887
Cash Discount Price: Unavailable
vs. Medicare Baseline: 3.12x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at HCA Florida Palms West Hospital is $2,887. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 3.12x the Medicare baseline. Located in 13001 Southern Blvd, Loxahatchee, FL.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,887

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Insurance Median: $2,887 (312%)

Ins. Median: $2,887 (312% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 312% of the Medicare baseline (a markup of 212%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Corvel Corporation	$1,476 - $2,763	159%
Careworks (Rockport)	$1,507 - $2,821	163%
Prime Health	$1,507 - $2,821	163%
Molina	$1,950 - $2,702	210%
Health Sun Health Plan	$2,050	221%
Simply Healthcare Plans	$2,160	233%
Mmm Of Fl (Health Advantage Plan)	$2,250	243%
Freedom Health	$2,350	254%
Optimum	$2,350	254%
Aids Healthcare	$2,450	264%
Blue Cross Blue Shield	$2,473 - $4,659	267%
Medica Healthcare	$2,750	297%
Simply Healthcare	$2,820	304%
Oscar	$3,120	337%
Avmed	$4,281 - $9,160	462%
United	$5,220	563%
Amerihealth Caritas	$6,294	679%
Cigna	$6,802	734%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Palms West Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.