CMS Price Transparency Data

Bunion correction surgery

Facility: Physicians Regional Medical Center - Pine Ridge

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 28296
  • Insurance Median: $4,413
  • Cash Discount Price: $24,675
  • vs. Medicare Baseline: 1.32x Medicare
The contracted insurance negotiated median rate for a Bunion correction surgery at Physicians Regional Medical Center - Pine Ridge is $4,413. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $24,675. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.32x the Medicare baseline. Located in 6101 Pine Ridge Road, Naples, FL.
Cash / Self-Pay
$24,675

Average discount available for prompt cash payment at this facility.

Insurance Median
$4,413

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)
Cash / Self-Pay: $24,675 (738%)
Insurance Median: $4,413 (132%)
Cash: $24,675 (738% of Medicare)
Ins. Median: $4,413 (132% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Veterans Eval Services $829 25%
Simply Healthcare $3,000 90%
Aetna $3,362 - $78,020 101%
Blue Cross Blue Shield $3,362 - $29,041 101%
Humana $3,362 - $3,918 101%
Medicare (plans) $3,362 101%
UnitedHealthcare $3,362 - $28,435 101%
Node Non Par Hospice Agree $3,417 102%
Node Va $3,417 102%
Freedom Optimum $3,463 104%
Node Wellcare Mcr Adv $3,519 105%
Childrens Medical Services $3,804 114%
Medicaid / KanCare $3,804 - $4,184 114%
Integral Health $3,994 119%
Wellcare $3,994 119%
Simply Healthcare Plan $4,032 121%
Magellan $4,089 122%
Amerigroup $4,146 124%
Node Us Dept Of Labor $4,271 128%
Prestige Health $4,413 132%
Occunet $5,180 - $8,542 155%
Prime Health Work Comp Fl $5,582 167%
Rockport $5,582 167%
Florida Workers Compensation $5,755 172%
Florida State Auto Insurance $6,834 204%
Ambetter / Centene $8,713 261%
Tricare $8,889 266%
Node Champva $9,357 280%
Cigna $11,957 358%
Community Health Partners $17,597 526%
Self Pay $21,150 633%
Avmed $44,650 1336%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 6101 Pine Ridge Road, Naples, FL 34119
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals