CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Oviedo Medical Center

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $271
Cash Discount Price: $2,010
vs. Medicare Baseline: 2.00x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Oviedo Medical Center is $271. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,010. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 2.00x the Medicare baseline. Located in 8300 Red Bug Lake Rd, Oviedo, FL.

Cash / Self-Pay

$2,010

Average discount available for prompt cash payment at this facility.

Insurance Median

$271

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $2,010 (1482%)

Insurance Median: $271 (200%)

Cash: $2,010 (1482% of Medicare)

Ins. Median: $271 (200% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$69 - $805	51%
Freedom Health	$72 - $193	53%
Optimum	$72 - $193	53%
Truli For Health	$85 - $228	63%
Prime Health	$86 - $182	63%
Blue Cross Blue Shield	$87 - $569	64%
Simply	$153 - $413	113%
Cigna	$173 - $467	128%
Molina Healthcare	$189 - $510	139%
Humana	$199 - $537	147%
Sunshine State Health Plan	$254 - $684	187%
Florida Health Care Plan	$375 - $1,012	277%
United	$402 - $1,208	296%
Avmed	$498 - $1,342	367%
American Health Plan	$15,000	11062%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,010.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Oviedo Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.