CMS Price Transparency Data

Physical therapy (gait training)

Facility: Fishermen's Community Hospital

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97116
  • Insurance Median: $140
  • Cash Discount Price: $161
  • vs. Medicare Baseline: 4.82x Medicare
The contracted insurance negotiated median rate for a Physical therapy (gait training) at Fishermen's Community Hospital is $140. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $161. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 4.82x the Medicare baseline. Located in 3301 Overseas Hwy, Marathon, FL.
Cash / Self-Pay
$161

Average discount available for prompt cash payment at this facility.

Insurance Median
$140

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $161 (554%)
Insurance Median: $140 (482%)
Cash: $161 (554% of Medicare)
Ins. Median: $140 (482% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 482% of the Medicare baseline (a markup of 382%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amerigroup $17 58%
Medicaid / KanCare $17 - $19 58%
UnitedHealthcare $17 - $248 58%
Sunshine State $18 62%
Wellcare $18 62%
Aetna $19 - $190 65%
Vista $19 65%
Blue Cross Blue Shield $41 - $248 141%
Leon Medical $52 179%
Medica Health Plan $52 179%
Medicare (plans) $52 - $70 179%
Avmed $57 - $205 196%
Humana $57 196%
Cigna $59 - $198 203%
Non Contracted $91 313%
International $161 554%
Amerihealth $186 640%
Dimension Health Plan $186 - $223 640%
Affordable $223 767%
Phcs $223 767%
Quality Health $223 767%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 3301 Overseas Hwy, Marathon, FL 33050
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Critical Access Hospitals