CMS Price Transparency Data

X-ray, hand

Facility: Fishermen's Community Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $233
Cash Discount Price: $580
vs. Medicare Baseline: 2.62x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Fishermen's Community Hospital is $233. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $580. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 2.62x the Medicare baseline. Located in 3301 Overseas Hwy, Marathon, FL.

Cash / Self-Pay

$580

Average discount available for prompt cash payment at this facility.

Insurance Median

$233

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $580 (652%)

Insurance Median: $233 (262%)

Cash: $580 (652% of Medicare)

Ins. Median: $233 (262% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 262% of the Medicare baseline (a markup of 162%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup	$34 - $51	38%
Medicaid / KanCare	$34 - $56	38%
UnitedHealthcare	$34 - $893	38%
Sunshine State	$36 - $54	40%
Wellcare	$36 - $54	40%
Aetna	$37 - $684	42%
Vista	$37 - $55	42%
Blue Cross Blue Shield	$149 - $893	168%
Leon Medical	$188	211%
Medica Health Plan	$188	211%
Medicare (plans)	$188 - $253	211%
Humana	$204	229%
Avmed	$206 - $739	232%
Cigna	$214 - $714	241%
Non Contracted	$328	369%
International	$580	652%
Amerihealth	$670	754%
Dimension Health Plan	$670 - $804	754%
Affordable	$804	904%
Phcs	$804	904%
Quality Health	$804	904%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $580.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fishermen's Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.