CMS Price Transparency Data

X-ray, lower back

Facility: Fishermen's Community Hospital

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $975
Cash Discount Price: $1,120
vs. Medicare Baseline: 9.13x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Fishermen's Community Hospital is $975. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,120. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 9.13x the Medicare baseline. Located in 3301 Overseas Hwy, Marathon, FL.

Cash / Self-Pay

$1,120

Average discount available for prompt cash payment at this facility.

Insurance Median

$975

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,120 (1049%)

Insurance Median: $975 (913%)

Cash: $1,120 (1049% of Medicare)

Ins. Median: $975 (913% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 913% of the Medicare baseline (a markup of 813%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup	$34	32%
Medicaid / KanCare	$34 - $38	32%
UnitedHealthcare	$34 - $1,723	32%
Sunshine State	$36	34%
Wellcare	$36	34%
Aetna	$37 - $1,320	35%
Vista	$37	35%
Blue Cross Blue Shield	$288 - $1,723	270%
Leon Medical	$362	339%
Medica Health Plan	$362	339%
Medicare (plans)	$362 - $488	339%
Humana	$394	369%
Avmed	$398 - $1,427	373%
Cigna	$412 - $1,378	386%
Non Contracted	$632	592%
International	$1,120	1049%
Amerihealth	$1,292	1210%
Dimension Health Plan	$1,292 - $1,551	1210%
Affordable	$1,551	1452%
Phcs	$1,551	1452%
Quality Health	$1,551	1452%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,120.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fishermen's Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.