CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: PAM Rehabilitation Hospital of Tavares LLC

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $66
Cash Discount Price: $158
vs. Medicare Baseline: 1.96x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at PAM Rehabilitation Hospital of Tavares LLC is $66. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $158. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 1.96x the Medicare baseline. Located in 1730 Mayo Dr, Tavares, FL.

Cash / Self-Pay

$158

Average discount available for prompt cash payment at this facility.

Insurance Median

$66

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $158 (468%)

Insurance Median: $66 (196%)

Cash: $158 (468% of Medicare)

Ins. Median: $66 (196% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$19 - $32	56%
Curative	$24	71%
Careplus	$31	92%
Palm Beach Aco Reach	$31	92%
Primary Care Alliance	$31	92%
UnitedHealthcare	$31 - $75	92%
Blue Cross Blue Shield	$32 - $79	95%
Humana	$32	95%
Ilumed Aco Reach	$32	95%
Simply Healthcare	$32	95%
Sunshine State Health Plan	$32	95%
Wellmed	$32	95%
Velocity Provider Ppo Network	$39 - $118	116%
Prime Health Services	$42 - $134	125%
America'S Choice Provider Network	$110	326%
Quik Trip	$118	350%
Usa Managed Care Organization	$118	350%
Multiplan/Phcs	$126	374%
Orlando Health Network	$135	400%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $158.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Rehabilitation Hospital of Tavares LLC is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.