Jay Hospital
14114 Alabama St, Jay, FL 32565 · 137 Priced Procedures · 90% Patient Recommendation
Typical commercial prices here are 16% below the fair benchmark (0.84×) after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Uniform Value Leader · Low-Cost Across Departments
Jay Hospital maintains low, disciplined commercial pricing across both routine shoppable procedures (1.0× Medicare, p50 0.80× Fair BaseRate) and emergency/ancillary services (0.9× Medicare, p75 0.99× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 16% below peer Fair BaseRate (0.84×)
- Self-pay cash beats commercial insurance on 77% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (74/100 safety score) with 90% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (23.5% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.2× markup over Medicare rates
- Commercial insurance median sits at 0.80× Fair BaseRate (1.0× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 0.99×) jump +24% above the median procedure ratio (Q50 0.80×)
- Consolidated metro market (HHI 2,763) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Jay Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 137 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $23,295 | 0.8× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $15,144 | 0.8× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $14,553 | 0.7× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $13,657 | 0.8× |
| Total hip replacement CPT Code: 27130 | $6,356 | 0.5× |
| Total knee replacement CPT Code: 27447 | $6,356 | 0.5× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $6,023 | 0.7× |
| Bunion correction surgery CPT Code: 28296 | $3,717 | 1.1× |
| Inguinal hernia repair CPT Code: 49505 | $2,468 | 0.7× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $2,451 | 0.4× |
| C-section delivery (full package) CPT Code: 59510 | $1,787 | 0.6× |
| Vaginal delivery (full package) CPT Code: 59400 | $1,616 | 0.6× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $1,463 | 0.4× |
| Trauma team activation HCPCS Code: G0390 | $1,355 | 0.9× |
| Cataract surgery with lens implant CPT Code: 66984 | $1,165 | 0.5× |
| Breast lump removal CPT Code: 19120 | $894 | 0.2× |
| Rabies immune globulin HCPCS Code: 90375 | $679 | 2.1× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $673 | 0.7× |
| Upper endoscopy with biopsy CPT Code: 43239 | $677 | 0.7× |
| Colonoscopy with biopsy CPT Code: 45380 | $673 | 0.5× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $561 | 1.0× |
| Hospital observation (per hour) HCPCS Code: G0378 | $579 | unverified |
| Sleep study (overnight, in lab) CPT Code: 95810 | $517 | 0.5× |
| Blood transfusion CPT Code: 36430 | $448 | 0.9× |
| Psychological testing by technician CPT Code: 96138 | $409 | 1.0× |
Audit a Bill or Quote at Jay Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $13,161
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (23.5% of gross = $13,161).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Jay Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($55,908) is $25,133 above the denoised Fair BaseRate ($30,775) and 2.4× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (23.5% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare (44 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Jay Hospital.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.