Northwest Florida Community Hospital
1360 Brickyard Rd, Chipley, FL 32428 · 108 Priced Procedures · 61% Patient Recommendation
Typical commercial prices here are +72% above the fair benchmark (1.72×) even after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 1.72× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Northwest Florida Community Hospital prices routine shoppable procedures at 2.4× Medicare (median 1.14× Fair BaseRate) while upper-quartile commercial rates jump +174% to 3.12× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.60× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 32% of shoppable procedures (99/100 Cash Honesty)
- 2-Star CMS clinical rating with 61% patient recommendation (64/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 3.0× markup over Medicare rates
- Commercial insurance median sits at 1.14× Fair BaseRate (2.4× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 3.12×) jump +174% above the median procedure ratio (Q50 1.14×)
- Consolidated metro market (HHI 4,475) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Northwest Florida Community Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 108 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Hepatitis B immune globulin HCPCS Code: 90371 | $3,218 | 21.3× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $2,625 | unverified |
| Rabies immune globulin HCPCS Code: 90375 | $2,064 | 6.4× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $1,650 | 0.5× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $1,443 | 3.2× |
| MRI, lower back (no contrast) CPT Code: 72148 | $1,312 | unverified |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $1,222 | 4.0× |
| MRI, brain (no contrast) CPT Code: 70551 | $1,182 | 3.4× |
| MRI, knee or other leg joint CPT Code: 73721 | $1,182 | 3.2× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $1,009 | 0.2× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $747 | 2.9× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $738 | 1.3× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $710 | 0.7× |
| CT scan, pelvis CPT Code: 72192 | $624 | 3.8× |
| CT scan, chest (no contrast) CPT Code: 71250 | $624 | 3.7× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $624 | 3.7× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $624 | unverified |
| CT scan, head (with contrast) CPT Code: 70460 | $598 | 2.5× |
| CT scan, head (no contrast) CPT Code: 70450 | $499 | 3.1× |
| CT scan, sinuses CPT Code: 70486 | $499 | 3.0× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $467 | 1.7× |
| Blood transfusion CPT Code: 36430 | $478 | 1.0× |
| Breast lump removal CPT Code: 19120 | $471 | 0.1× |
| Inguinal hernia repair CPT Code: 49505 | $375 | 0.1× |
| Diagnostic mammogram (both breasts) CPT Code: 77066 | $300 | 2.0× |
Audit a Bill or Quote at Northwest Florida Community Hospital (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Self-Pay Cash Rate ($3,218) Beats Your Bill
Northwest Florida Community Hospital's published 45 CFR § 180 self-pay cash rate is $3,218 (vs. $3,218 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $151 Fair BaseRate ($140 Medicare)
Your bill ($4,023) is $3,872 above the denoised Fair BaseRate ($151) and 28.7× the $140 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Northwest Florida Community Hospital as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Northwest Florida Community Hospital. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-12-22·administrative_or_closure
Closure Notice
Recorded - 2025-12-12·cap_corrective_action
CAP Request
Recorded - 2025-09-10·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (86 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Northwest Florida Community Hospital.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.