Palm Bay Hospital
1425 Malabar Rd, Ne, Palm Bay, FL 32907 · 89 Priced Procedures · 67% Patient Recommendation
Typical commercial prices here are +174% above the fair benchmark (2.74×) even after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 2.74× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Palm Bay Hospital prices routine shoppable procedures at 4.4× Medicare (median 2.93× Fair BaseRate) while upper-quartile commercial rates jump +55% to 4.55× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 2.04× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 77% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (60/100 safety score) with 67% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 5.5× markup over Medicare rates
- Commercial insurance median sits at 2.93× Fair BaseRate (4.4× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 4.55×) jump +55% above the median procedure ratio (Q50 2.93×)
- Consolidated metro market (HHI 2,711) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Palm Bay Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 89 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $40,386 | 2.1× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $40,103 | 2.1× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $36,654 | 2.0× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $16,208 | 2.0× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $2,122 | 4.7× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $2,046 | 3.5× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $1,824 | 6.0× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $1,811 | 3.5× |
| MRI, brain (no contrast) CPT Code: 70551 | $1,561 | 4.6× |
| Blood transfusion CPT Code: 36430 | $1,477 | 3.0× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $1,335 | 5.2× |
| MRI, lower back (no contrast) CPT Code: 72148 | $1,356 | 4.0× |
| MRI, knee or other leg joint CPT Code: 73721 | $1,356 | 3.7× |
| CT scan, head (no contrast) CPT Code: 70450 | $1,079 | 6.7× |
| CT scan, head (with contrast) CPT Code: 70460 | $1,100 | 4.5× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $1,029 | 6.1× |
| CT scan, sinuses CPT Code: 70486 | $994 | 6.0× |
| CT scan, pelvis CPT Code: 72192 | $967 | 5.9× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $932 | 5.5× |
| CT scan, chest (no contrast) CPT Code: 71250 | $765 | 4.6× |
| Ultrasound, abdomen (complete) CPT Code: 76700 | $611 | 4.6× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $608 | 2.2× |
| Screening mammogram (both breasts) CPT Code: 77067 | $629 | unverified |
| Ultrasound, pelvis CPT Code: 76856 | $484 | 3.7× |
| Family therapy session CPT Code: 90847 | $421 | 2.4× |
Audit a Bill or Quote at Palm Bay Hospital (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Palm Bay Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your bill ($96,926) is $77,839 above the denoised Fair BaseRate ($19,087) and 6.9× the $14,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Palm Bay Hospital as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (437 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Palm Bay Hospital.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.