Office visit, established patient (30-39 min) cost in FL
What a office visit, established patient (30-39 min) costs at FL hospitals — and the fair price to aim for.
Typical commercial prices here are +15% above the fair benchmark (1.15×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Uniform Value Leader
Baptist Medical Center - Nassau maintains disciplined commercial pricing across both elective shoppable care (0.8× Medicare) and captive emergency/ancillary departments (1.1× Medicare). Patients and health plans benefit from predictable, below-benchmark rates (0.78× Fair BaseRate) without hidden ancillary cross-subsidization.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 22% below peer Fair BaseRate (0.78×)
- Self-pay cash beats commercial insurance on 22% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 77% patient recommendation (69/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (38.0% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.15× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.0×) & laboratory (1.0×) services average 1.38× higher multiples than routine shoppable care (0.8×)
- Upper-quartile procedures (Q75 0.88×) jump +33% above the median procedure ratio (Q50 0.66×)
- Unnegotiated chargemaster list prices average 12.7× Medicare (16¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, FL hospitals charge about the fair price for this. how we calculate the BaseRate →
Compared with the rest of the country, FL’s fair BaseRate ($139) is about the same as the national fair price of $123.
Cheapest FL hospitals for a office visit, established patient (30-39 min)
- Baptist Medical Center - Nassau · Fernandina Beach $40
- Baptist Medical Center Beaches · Jacksonville Beach $44
- Madison County Memorial Hospital · Madison $46
- Northwest Florida Community Hospital · Chipley $61
- Sacred Heart Hospital on the Emerald Coast · Miramar Beach $81
- Sacred Heart Hospital · Pensacola $81
- Ascension Sacred Heart Gulf · Port Saint Joe $81
- Halifax Health /UF Health Medical Center of Delton · Deltona $86
- Jay Hospital · Jay $86
- Holy Cross Hospital · Ft Lauderdale $87
- Villages Regional Hospital, The · The Villages $93
- UF Health Leesburg Hospital · Leesburg $93
- Cleveland Clinic Indian River Hospital · Vero Beach $93
- Cleveland Clinic Martin North Hospital · Stuart $95
- Doctors Memorial Hospital · Bonifay $97
Audit a Bill or Quote at FL Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $124
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $124).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask FL Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $139 Fair BaseRate ($81 Medicare)
Your bill ($341) is $202 above the denoised Fair BaseRate ($139) and 4.2× the $81 Medicare rate.