CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Memorial Satilla Health

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 392
Insurance Median: $7,492
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.32x Medicare

The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at Memorial Satilla Health is $7,492. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 1.32x the Medicare baseline. Located in 1900 Tebeau Street, Waycross, GA.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$7,492

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)

Insurance Median: $7,492 (132%)

Ins. Median: $7,492 (132% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Eon Health	$995 - $7,456	18%
Nhc Advantage	$995 - $7,456	18%
Pruitt Health	$995 - $7,456	18%
Ambetter / Centene	$1,671 - $11,221	29%
United	$3,719 - $10,550	66%
Health One Alliance	$6,081	107%
Humana	$7,170	126%
United Behavioral Health	$7,170	126%
Aetna	$7,241 - $17,140	128%
Healthspring	$7,241	128%
Clover	$7,313	129%
Devoted Health	$7,313	129%
Wellcare	$7,313	129%
Prime Health	$7,378	130%
Blue Cross Blue Shield	$7,385 - $16,245	130%
Georgia Assurance	$7,456	131%
Shared Health	$7,528	133%
Employer'S Health Network	$7,532	133%
Friday Health	$8,108	143%
Centurion	$8,962	158%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 392.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Satilla Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 392.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.