CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Stephens County Hospital

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72131
  • Insurance Median: $534
  • Cash Discount Price: $448
  • vs. Medicare Baseline: 5.00x Medicare
The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Stephens County Hospital is $534. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $448. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 5.00x the Medicare baseline. Located in 163 Hospital Drive, Toccoa, GA.
Cash / Self-Pay
$448

Average discount available for prompt cash payment at this facility.

Insurance Median
$534

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)
Cash / Self-Pay: $448 (419%)
Insurance Median: $534 (500%)
Cash: $448 (419% of Medicare)
Ins. Median: $534 (500% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 500% of the Medicare baseline (a markup of 400%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Caresource $103 96%
Medicare (plans) $103 96%
Amerigroup $240 - $458 225%
Medicaid / KanCare $240 - $472 225%
Blue Cross Blue Shield $597 - $1,141 559%
Aetna $634 - $1,211 594%
UnitedHealthcare $656 - $1,254 614%
Cigna $671 - $1,283 628%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 163 Hospital Drive, Toccoa, GA 30577
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals