CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Savannah Health Services LLC DBA Memorial Health University Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $2,423
Cash Discount Price: $9,665
vs. Medicare Baseline: 2.76x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Savannah Health Services LLC DBA Memorial Health University Medical Center is $2,423. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $9,665. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 2.76x the Medicare baseline. Located in 4700 Waters Avenue, Savannah, GA.

Cash / Self-Pay

$9,665

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,423

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $9,665 (1102%)

Insurance Median: $2,423 (276%)

Cash: $9,665 (1102% of Medicare)

Ins. Median: $2,423 (276% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 276% of the Medicare baseline (a markup of 176%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Choice	$448	51%
Ambetter / Centene	$1,411	161%
Friday Health	$1,450	165%
Cigna	$1,498 - $7,732	171%
Blue Cross Blue Shield	$1,634 - $2,913	186%
Absolute Total Care	$1,740	198%
Nhc Advantage	$1,836	209%
Peach State	$1,933	220%
United	$1,943 - $4,349	221%
Memorial Health Plan	$2,126 - $4,349	242%
Amerigroup	$2,378	271%
Prime Health	$2,558	292%
Employer'S Health Network	$2,612	298%
Centurion	$2,676	305%
Dan Vaden Chevrolet Cadillac	$3,866	441%
Health One Alliance	$4,446	507%
Aetna	$5,328	607%
Novanet	$8,698	991%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $9,665.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Savannah Health Services LLC DBA Memorial Health University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.