CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Atrium Health Floyd Medical Center

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72131
Insurance Median: $565
Cash Discount Price: $1,546
vs. Medicare Baseline: 5.29x Medicare

The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Atrium Health Floyd Medical Center is $565. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,546. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 5.29x the Medicare baseline. Located in 304 Turner McCall Boulevard, Rome, GA.

Cash / Self-Pay

$1,546

Average discount available for prompt cash payment at this facility.

Insurance Median

$565

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,546 (1447%)

Insurance Median: $565 (529%)

Cash: $1,546 (1447% of Medicare)

Ins. Median: $565 (529% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 529% of the Medicare baseline (a markup of 429%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$104 - $2,309	97%
Caresource	$104 - $528	97%
Cigna	$104 - $1,855	97%
Georgia Assurance	$104	97%
Humana	$104 - $1,391	97%
UnitedHealthcare	$104 - $700	97%
Aetna	$105 - $2,102	98%
Wellcare	$106	99%
Clover	$107	100%
Alliant Health Plans	$155 - $873	145%
Ambetter / Centene	$155	145%
Occunet	$207	194%
Amerigroup	$523	490%
Peach State Health Plan	$528	494%
Awc Networks	$603	565%
Oscar Health Plan	$603 - $1,082	565%
Beacon	$1,546	1447%
Evernorth	$1,546	1447%
Multiplan	$2,164	2026%
Beech Street	$2,411	2257%
Private Health Care Systems	$2,627	2460%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,546.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72131.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Atrium Health Floyd Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72131.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.